Attention homeowners: Real estate appraisal services for in Coos Bay and Coos County
Here are the top seven reasons Oregon homeowners order from Turner Consulting & Evaluation:
At Turner Consulting & Evaluation, we understand the unique needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that's declining. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Turner Consulting & Evaluation is your best weapon when contesting your property tax assessment.
Need to cancel PMI?An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are experts in helping consumers just like you abolish unnecessary PMI insurance.
HELOC recently frozen?If your home is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Turner Consulting & Evaluation can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd like to have an expert double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.